Paymely

It's your money. Claim it.

Collections on autopilot — email and SMS follow-ups, AI payment detection, Canadian compliance. All-inclusive, effortless.

Others charge extras for every feature. At Paymely, everything's included. Always.

Your data stays in Canada. PIPEDA and Loi 25 compliant. French and English, like you.

Late payments cost Canadian SMBs thousands of dollars every year. 74% of them are affected.

Source: Canadian Federation of Independent Business (CFIB)

Paymely fixes that.

How it works

3 steps to getting paid

01

Create your account

In minutes, set up your workspace and connect your tools.

02

Import your clients

By file or manually. Paymely takes over immediately.

03

Create your automations

Automated follow-ups by email and SMS, AI payment detection. Paymely works 24/7.

Features

Why Paymely?

Complete collections — automated, intelligent, Canadian.

Automated follow-ups

Emails and SMS sent on your schedule. Your clients are followed up 24/7, without intervention.

Meanwhile, you? You're sipping your coffee.

AI payment detection

Interac received

$247.50

from Mr. Tremblay

Match

File #1042 matched · auto-marked as paid

Two-way SMSClient · Balance $180
Hi, a balance of $180 is due. Can we set up a payment plan?
Can I pay on Friday, would that work?
Perfect, thanks! Noted. See you Friday.

Escalation schedules

Friendly reminder, follow-up, final notice — define your sequences step by step. Everything runs on its own.

Customizable templates

Emails and SMS that match your brand. Your tone, your branding, your dynamic variables.

Real-time analytics

Recovery rates, outstanding amounts, performance by client. All in one dashboard.

Trust

Built in Canada. For Canada.

Security, compliance, and transparency — no compromises.

Hosted in Canada

Your data is stored on Canadian servers. No transfers abroad.

PIPEDA and Loi 25 compliant

Personal information protected under federal and Quebec privacy laws.

Natively bilingual

French and English throughout the entire platform — not a translation bolted on after the fact.

Pricing

Simple plans. All-inclusive.

No hidden extras, no modules to unlock. Nobody beats us.

Active clients

Free non-active client vault500

(Think of it as a free parking lot for your clients)

SMS included100 / mo
Emails included500 / mo

Your plan

Essentiel

All features are included, regardless of plan. The only difference is the number of active clients.

Total

$99/mo

All included, regardless of plan

Automated email follow-ups
Automated SMS follow-ups
AI payment detection — unlimited
Two-way SMS (full inbox)
Multi-step escalation schedules
Customizable templates EN/FR
Real-time dashboard and analytics
Fully bilingual platform (French / English)
Bulk client import
Settlement offers and negotiations
Invoices auto-attached to follow-ups
Per-client document management
Automated client lifecycle management
Multi-number SMS rotation
PIPEDA and Loi 25 compliant
Data hosted in Canada
Custom email domain (your brand)
Automated daily reports
Discount and early-payment management
Unlimited client directory (free vault)

Need more than 12,000 clients?

Calculate your custom plan and submit your request.

Estimated SMS

12,000/mo

Estimated emails

60,000/mo

Estimated monthly price

$1,199/mo

North American numbers only

Built for Canadian SMBsAlready used by collection businesses across Canada.

FAQ

Frequently asked questions

No. Paymely is an automation tool — not a collection agent. You keep full control over your communications and files. Paymely sends follow-ups on your behalf, but you decide the tone, timing, and frequency. Paymely never collects money on behalf of your clients — payments are always between you and your debtor, directly.

Yes. Your data is hosted on Canadian servers. No transfers abroad. Paymely complies with PIPEDA and Loi 25 privacy requirements. To our knowledge, we are the only automated collections platform to offer 100% Canadian hosting.

No. No contract, no commitment. You pay monthly and cancel whenever you want. It's that simple.

Everything. Automated email and SMS follow-ups, unlimited AI payment detection, two-way SMS, escalation schedules, customizable templates, real-time analytics, and bilingual support. The only difference between plans is the number of active clients. No modules to unlock, no hidden extras, no surprises on your invoice.

Paymely analyzes your Interac confirmation emails and automatically matches the payment to the right file. Your clients' privacy is protected: no personal or banking information is sent to the AI. Only the name and amount are used for matching.

Yes. Upgrade or downgrade directly from your dashboard in a few clicks. The change takes effect at the end of your current billing cycle.

We don't offer refunds — but we don't lock you in either. No contract, cancel anytime, and our prices are already the lowest on the market. You only pay for the current month.

Stop chasing your money.

Get started now — no contract, no commitment.